Get it in the pilot.
Get it in the pilot.
We might have trouble sourcing a Drama Student for the role Trimmy Saville.
Really?
In my sheltered brain I was thinking he was going to warn you off bothering because kids will fuck it up, so yeah.Originally Posted by Spikey M
Where does that conversation go if you answer in the negative? Awkward.
"Can you find some?"
So a house down the road from ours has sold for massively in excess of what I thought mine was worth recently. Leaves us with a nice chunk of equity so come the end of the year I'm going to pull some money out and get myself at least one if not two buy to lets and it won't cost me much more than I'm paying at the minute.
Strong flex
I'm a twit
Our sofa arrived yesterday so our living room is now only about 87% empty space.
What sort of deposit/investment is needed to get a buy to let?
Depends on how much you want to borrow and your income probably.
You can do it with a 15% deposit but the interest rates are shit. Generally as a rule you need to look at 25% though to get a decent rate. Most lenders look at the rentable value as well so as long as you earn money they don't worry too much about your income it's not normally taken into account.
Move on Friday all went well in the end, the changeover was quick and the removal fellas didn't have to sit in a van full of stuff for hours waiting for the ok which is apparently a standard part of their day so they had a great time finishing early. It's nice to live somewhere you can see trees but I have to go upstairs just to get a phone signal, stone age.
Just transferred my deposit and fees to the solicitor.
You’re pretty much done and dusted so.
Thanks. We are saving a decent amount each month and know eventually we want to put it into property but neither of us have any real idea of what the best option is.
Been out all day, left the house at 9 and got back half an hour ago. Immediately hit by the strong smell of weed when inside the front door. Turns out next door's 18 year old son is sat with his mates in their yard smoking, and the two windows we foolishly had on vent have allowed it to smell like they were skinning up in the front room hotboxing. Cant be arsed with this becoming a regular problem.
What am I looking at price wise if I wanted to buy a 1.5-2 bed flat if I’m looking in the following locations and willing to do a 20-30 minute commute via public transport.
Salford, Manchester
Leeds Central
Uxbridge
What kind of deposit will I need for each?
The industries I’m looking at are headquartered at these three locations but I’ve never lived near any of them so I can’t even put stuff into the generic property site to gauge it.
My brother in law has a 2 bed house about 15-20 mins walk from Leeds city centre that cost 130k three years ago. It's a quality city as well, always so much going on when I visit.
Pretty sure 10% deposits are back in circulation again now.
Not sure on prices in the other two areas, Uxbridge probably 3 or 4 times the cost of the other two places.
Uxbridge will really depend on whether you want to live in London and commute outwards to Uxbridge (likely to be vastly more expensive) or just live in Uxbridge itself, or live in a town and commute in (High Wycombe, Maidenhead, Slough, Beaconsfield, Amersham, Chesham, etc). No idea about prices though, will vary massively depending on where you look.
Just download RightMove.
To live in Uxbridge you will need to deposit some money plus your soul.
I think flat prices in the city centre of Manchester/ Salford are relatively affordable but there's a huge cladding issue in any of these new builds so I'd be cautious buying anything there.
How long is a piece of string. Your biggest factors will actually be having a job and the fact you haven’t lived in the UK for the past however many years. Deposit will then impact on that as you will be restricted in the number of lenders you have available because of living abroad.
My fiance and I are looking to move house. We currently own the house we're living in but we live with a lodger. She's nice and all, but we want to live on our own and have found a house. We've wanted to move anyway but feel this is a good time for her not to live with us anymore.
The lodger is in a weird situation. She has her name on a house nearby but apparently the house is extremely delapidated - like, there's no working water pipes or heating and basically everything needs doing to it. It's not really fit to be lived in, based on what she's said.
Her family own the house so her name is on the deeds apparently, but because she owns it with other people she can't sell it because it wouldn't be her sole choice to do so, and they don't want to. It's also been in the family for years and I guess there's a sentimental value to it. Because she technically has equity though, does this rule her out for any benefits? Also, are there any schemes out there to help her get her house into a livable condition? She earns minimum wage and basically has no chance of paying for much herself. The house just can't be lived in though, especially during the winter.
We're at the point where we want to live on our own. She can afford to rent a room in another house but I just want to look into what options there might be in relation to her old house, or what options there might be with benefits etc.
Anyone got a clue about what options she might have? Or anywhere I can speak to and find out?
I'd like to preface this post and say while I don't mean to be rude to you but the implications of whats to follow is probably rude. However,
Reading a post that begins with 'My Fiancee and I are looking to move house. We currently own the house we're living in but...' when I can remember thinking my life was ahead of me as he walked up and down the M1 for something to do. I need to fix my life.
Why do you care where she goes? Do what suits yourself and tell her to fuck off.
Start with Citizens Advice. They have property people who might be able to advise. I expect it would affect her benefits situation (although I've no idea what she's claiming)
If you imagine Spammer as the lodger the post actually makes much more sense.
Spammer is sick of his sex slaves shit, I see.
Just tell her 'look, we're engaged now, and I want to be banging the arse out of her as much as possible before we're married and it all stops. So kindly fuck off.'
But seriously, it's not really your concern. Are you going to supervise making her house liveable? Is she a competent adult? Just tell her you're looking to move and buy a new house so she'll have to make other arrangements.
I've just bid £25,000 over asking.
She's more of a friend than a standard lodger nowadays, as she's lived with us for a few years.
I was with my now fiance when I walked home from Manchester. It's just generally quite boring so I don't tend to go into it much
Lol it went for £40,000 over asking. It needed a fair bit of work as well. Mental.I've just bid £25,000 over asking.
Congrats?
Housing market still bonkers is all.
Estate agent rang to say I can collect the keys around noon. Kinda thought they'd have been out already and I would have got them earlier. Good job I'm doing the moving myself (with help from my dad and a can he's borrowed from his work).
Has anyone been involved in the bidding for a property listed as "offers over"?
I've just done that you fucking spastic.
Heads have gone.
It's here, it's just very small, tyvm.
SSE randomly tried to take £500 out of the wife's account despite not being our supplier, which is nice. I think they might have been the supplier we settled with when we moved in but surely they can't just start firing off payments over two years after we moved in without even a letter?
Sold mine for £15k over.
$16 grand?
Get ready for lots of not much happening for a bit. Boggles my mind that a whole industry can be so so slow to do anything.
I’m waiting on a dumper being delivered but it’s getting to the stage that I think it’s not coming. Have a load of rubbish like old radiators and all to bury tomorrow and it’s going to be a complete cunt to drag all to the hole without it.
Leave them out and the scrap metal fairies will have them, probably within 15 minutes depending on your area.
You've got your own landfill operation? What sort of madness is that?
It fell through lolSold mine for £15k over.
The people we’re buying from still haven’t found anywhere to buy, it’s been over three months now. We’ve decided to have a look for anything else we like just incase.
Reply With Quote
