Just shy of £2k in total.Originally Posted by Lofty
Just shy of £2k in total.
Hopefully mine isn't too much more though due to the extension position the wall in question is the rear corner of the original house so no doubt more challenging and more expensive.
I really need to get out of renting.
Got my Memorandum of Sale for both the sale and the purchase now. Just waiting on Bank of England to shaft me with another nonsensical interest rate hike later on.
I meanwhile am still slogging on with the sale to the Ukrainians. Cash buyers so only thing that could go wrong now is they get bored of the extended wait, the fucking nazis.
Have put my B2L on the letting market now and have been inundated with viewings. If the demand is high, can/will my letting agent look to start an auction to increase the rent? If not, is it just first come? Slightly annoying if I miss out on potential Jewish gains but at least it won't sit empty like it's done for the past 2 months as I delayed flooring installation and developer snagging like a cunt. Did tell them I don't want any pet owning gammons as this is an Allah endorsed property and they said some soft shite like they can't "discriminate" but that they can be "selective" with who they invite for viewings. Nice.
You fucking parasite.
Brav, I ain't the council, yeah?
Ah some freshie South African family of 4 are offering to pay 12 months upfront on the asking price. Was ideally hoping for a Hong Kong family and ChatGPT is going PC on me and refusing to answer "are South Africans clean?" so any advice would be appreciated.
I went to school with one and his older sister “met” everyone who went to the local teenage disco.
I'm a twit
24 month contract confirmed.
Just be thankful it’s not muslims and take what you can get.
It's ok for them to do it but not us, mkay.
Don’t tell me that Bam, king of the cockney cunt geezers, wouldn’t see every single rag head thrown in the sea.It's ok for them to do it but not us, mkay.
Innit.
Leave that shit for me to say, Giggs, just in case phonics sees. Rest assured if the agency had said the family was from some muzzy land or, god forbid, South Asia, I would have rejected it for twice the advertised price. Filthy cultures. Mind, Iranians with their natural streak of OCD/autism are the pinnacle of potential tenants.
The Chinese would obviously be the worst.
Giggles is such a bad drunk.
Taz is a worse Sober.
This has been a very BNP page lads.
About 2 months of weekends being taken up with bs DIY later and we're nearly there. Final hurdle is the laminate flooring in the living room. There's some dodgy concreting that given the pipe I'm guessing was some sort of radiator fuckery:
Can that pipe be cut easily enough?
The concrete is causing about a 5mm raised level, can we just load up the surrounding area with additional underlayer or do we need to look into some serious screeding bollocks?
Are 2 of those showing as the old wallpaper pics? Fuck off.
In unrelated news, my cleaner is actually two lesbians.
I'm a twit
I'm having to screed my kitchen floor. Let me know how much it sets you back.
Just had a call from the council about the flat below reporting a leak. We're top floor so either the roof has caved in or I left the tap running when I left on Saturday. More on this as news comes in
Wasn't from our flat but it did result in a combined 3 hours of driving there and back and £400 to some Romanian to smash up the bathroom that will now need re-doing, all to confirm it wasn't us. Entire evening robbed too. Fucking love it.
*plays tiny violin for slumlord*
My tenants are rolling in a new build 3 bed whilst I'm in a grotty council flat surrounded by all-manner of filthy ethnics #people'sman
My toilet is always running. After some troubleshooting by a newb. I think i will have to rip off the toilet basin in order to attach the new push button flush device thing as changing the washer has not fixed the thing
In my old flat I replaced the whole flush system, meant I could keep the same toilet, and wasn’t expensive.
Spotted some water coming in above the bathroom last night.
On the plus side I now know what the attic looks like. And how fucked the roof is.
Did this. About 30 minutes of my time and £27 for a new flush thing and pipe cut-off
Above
Will need really good credit. To have rented before and be a first time buyer from the stuff I’ve seen.
I have no thing against 100% mortgages as an adviser but it’s got to be for the right person.
Seems like it's right up my alley but I'd rather get the deposit down.
I saw this in a listing for some land [which has no planning permission] today:
What the fuck is that?The land is being offered for sale subject to the vendors reserving 20% of the uplift in value for a period of 25 years arising out of the implementation of planning permission or sale of land with the benefit of planning.
"We can't be arsed getting planning permission but want some of the profits when you do." ? Mental.
100% mortgages also just sounds like throwing more fuel on the fire that is ever-increasing house prices.
It is unfair that you can pay someone else's mortgage (and probably some profit for them on top) but not pay your own because you can't raise the deposit required. But increasing demand with 100% mortgages with presumably the usual not bothering to increase supply just sounds like it'll help a few people now and fuck over everyone who comes a bit after them. I suppose the whole housing market is a pyramid scheme really.
Feels like this 100% mortgage was well overdue tbh. All those wasting money on rent can now work towards owning a property.
I'm a twit
I don't see the problem with a 100% mortgage at all. I'd much rather buying a house was more accessible to families than the likes of Taz and his slumlord cronies.
My property is a fresh new build so be nice instead of calling me a slumlord and I may even be able to offer to house you and your family too.
It’s definitely a double edged sword. Great that it allows families to purchase houses when it was previously impossible but it’s almost guaranteed it will inflate prices further. But supply is the issue there and that needs fixing regardless, so might as well give more potential home owners a shot against the parasitic landlords in the meantime.
Just ban buy to let landlords. Send Taz to the gulag.
The first move would be to ban all the foreign rats buying up hundreds of properties. You’d think that would be a good vote winner but those guys obviously donate more to the party coffers than the ones who come on dinghies.
There’s massive caveats to this 100% mortgage situation.
For one your mortgage payment can’t be more than your rent. So let’s say you are renting for £1000 a month. Your mortgage payment has to be less than that. Try buying a house for less than that rental price and see where you end up.
I do wonder what your options are after the fixed term is up. At that point could someone slap a lump sum down or overpay? I err... know very little about mortgages, to be honest.
Last edited by Shindig; 09-05-2023 at 05:49 PM.
5 year fix so in theory you should ride out any house price drops and you shouldn’t be paying capital off over the 5 years so you would hope to have built up some equity. Also you could put some money down if you had 2/3/4K it’s not massive but it will mean you aren’t borrowing as much in the first instance.
Has anyone used the Royal Mail redirection service before? Is there a delay in receiving redirected post? Ours has been active since Saturday but are yet to receive anything. Three days without post isn't outside the realm of possibility but it is unusual.
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