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Thread: The House Thread

  1. #2801

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    Dundee, Florida.

  2. #2802
    Senior Member niko_cee's Avatar
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    We need to get DOGE in to delete Natural England.

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  3. #2803
    I used to be funny.
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    I didn't even know jumping spiders were native to the UK.

  4. #2804
    Senior Member Waffdon's Avatar
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    Quote Originally Posted by Magic View Post
    Riverside?
    Ye.

    https://tspc.co.uk/property/1-Bed-Pe...undee-DD1-4XB/

  5. #2805
    Senior Member Pepe's Avatar
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    I'm glad that housing for spiders is a top priority. Can't be kicking them out in the middle of winter.

  6. #2806
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    Could be the attraction of the fumes from the main road below, the train station behind, the big Tesco at the side or the suicides off the bridge at the front.

  7. #2807
    Senior Member niko_cee's Avatar
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    Quote Originally Posted by Pepe View Post
    I'm glad that housing for spiders is a top priority. Can't be kicking them out in the middle of winter.
    They're basically a rogue agency at this point deleting any and all attempts to build housing in the South East of England and probably beyond.

    Round these parts it's the Lesser Whirlpool Ramshorn Snail that has torpedoed development.

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  8. #2808
    Senior Member Manc's Avatar
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    Can't wait for Phonics to tell us he was done by some yute matching the asking price.

  9. #2809
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    Quote Originally Posted by Magic View Post
    Could be the attraction of the fumes from the main road below, the train station behind, the big Tesco at the side or the suicides off the bridge at the front.
    And you can watch it all from your landing-based home office.

  10. #2810
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    Quote Originally Posted by Shindig View Post
    And you can watch it all from your landing-based home office.
    I know, maximum cringe at that.

  11. #2811
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    https://jitty.com/inspiration

    This is good. You can image search through listed properties using AI.

  12. #2812
    I used to be funny.
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  13. #2813
    mischamischaracterisation Dquincy's Avatar
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    Looking to purchase a new TV as my current one is circa 7 years old and lacking in screen quality.

    Should I be going LED or OLED? Is the latter worth the additional cost?

    @Giggles is the master of mobile phones. Does your knowledge stretch to bigger screens?

  14. #2814
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    For gaming omg yes. I cannot believe the difference.

    I got the LG B4.

  15. #2815
    Senior Member Giggles's Avatar
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    Quote Originally Posted by Dquincy View Post
    Looking to purchase a new TV as my current one is circa 7 years old and lacking in screen quality.

    Should I be going LED or OLED? Is the latter worth the additional cost?

    @Giggles is the master of mobile phones. Does your knowledge stretch to bigger screens?
    It does not. I wouldn't have a breeze about most phones these days either.

  16. #2816
    mischamischaracterisation Dquincy's Avatar
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    Quote Originally Posted by Magic View Post
    For gaming omg yes. I cannot believe the difference.

    I got the LG B4.
    This looks good. Not as expensive as I was expecting either. Thanks, will scout the OLED options.

  17. #2817
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    Quote Originally Posted by Dquincy View Post
    This looks good. Not as expensive as I was expecting either. Thanks, will scout the OLED options.
    B4, C4, G4 or if you have the money a Bravia. Nothing else worth touching.

  18. #2818
    Custom User Title phonics's Avatar
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    I’m either not getting this flat and I’m going to crash out or these estate agents have got an extra 4.5 grand out of me and I’m about to crash out.

    No other bidders and then 12 hours after putting in the bid that ‘the owner will accept’ I’m forced into a ‘final and best offer’ situation.

  19. #2819
    Pretty Much Amazing Mike's Avatar
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    We got into a final and best offer for our house, we didn’t improve our offer, as we had already offered what we had, and we got it. Not sure what was going on.

  20. #2820

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    Estate agents being the greedy cunts they are is what was going on.

  21. #2821
    Senior Member Bam's Avatar
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    Not really, estate agents are employed by the seller to get the best price they can. Adding more on to there cut within is a Barry bonus.

  22. #2822
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    Quote Originally Posted by phonics View Post
    I’m either not getting this flat and I’m going to crash out or these estate agents have got an extra 4.5 grand out of me and I’m about to crash out.

    No other bidders and then 12 hours after putting in the bid that ‘the owner will accept’ I’m forced into a ‘final and best offer’ situation.
    What's the auction fee you'd be on the hook for? Some of the ones I was looking at yesterday were 3% of the sale price + VAT.

  23. #2823
    Senior Member Waffdon's Avatar
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    https://www.rightmove.co.uk/properti...hannel=RES_BUY

    Genuinely wouldn’t have batted an eyelid if that was listed at 500k+. What a bargain

  24. #2824
    Custom User Title phonics's Avatar
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    Offer accepted

  25. #2825
    Senior Member Waffdon's Avatar
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    Just sent deposit and legal fees over to the solicitor and have never felt so poor in my life. Not paying for holidays in advance has come back to bite me. No April holiday

  26. #2826
    Senior Member Giggles's Avatar
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    God love you.

  27. #2827
    Senior Member Waffdon's Avatar
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    Life is hard.

  28. #2828
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    Quote Originally Posted by Waffdon View Post
    https://www.rightmove.co.uk/properti...hannel=RES_BUY

    Genuinely wouldn’t have batted an eyelid if that was listed at 500k+. What a bargain
    Except it's in weirdo land.

  29. #2829
    Senior Member niko_cee's Avatar
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    Isn't it called The Kingdom of Fife?

    Or is that the other side?

  30. #2830
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    That's Perthshire.

  31. #2831
    Senior Member Waffdon's Avatar
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    Having an issue with Errol of all places is certainly a take. It’s a village surrounded by fields. Perthshire is gods country m8

  32. #2832
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    I was there at the weekend for a meal. Absolute freak show. Mix of English boomer champagne socialists and inbred farmers.

  33. #2833
    Senior Member niko_cee's Avatar
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    I've fallen victim to the batocracy.

    We're, in all likelihood, going to get planning permission to demolish and rebuild an old bungalow, but because the ecological survey was done by thieving cunts [aka ecologists, £1400 + VAT thank you very much] who never look a gift horse in the mouth we now have to undertake a single bat emergence survey [fuck knows how much + VAT with the extra kicker it can only be done between May and September] for almost literally no reason because a single building on the site had a low chance [2 on a scale of 5] of providing a poor quality roosting environment for bats [there was no evidence of actual bats found]. It will have no determinitive impact on the decision itself. It just needs to be done so it can be signed off as having been done. So instead of getting permission next month, or even in the next week or so, we now have to wait 2 to 3 months to give some bastard another grand or two for no real reason, more cost, more time in the toilet. I'm actually amazed anything gets built over here.
    Last edited by niko_cee; 13-03-2025 at 07:06 PM.

  34. #2834
    Senior Member Pepe's Avatar
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    Should just leave the entire country to the bats.

  35. #2835
    Custom User Title phonics's Avatar
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    Another tax on fat people that can't climb stairs. Disgusting.

  36. #2836
    Custom User Title phonics's Avatar
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    Meanwhile, I am absolutely amazed having been told that online solicitors are a rip-off waste of space how much more efficent they are. People answer my phone calls! More than one person can look at my case! It's a fucking revolution.

  37. #2837
    Senior Member Jimmy Floyd's Avatar
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    Gas the bats.

  38. #2838
    Senior Member niko_cee's Avatar
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    I'm sure I've said this before, but there are no bats to gas, unless you mean the planning officer and/or council ecologist [actually an Essex CC ecologist who moonlights for Horsham as well apparently] which would be very sexist of you.

    Current replies to the possibility of conducting a bat survey within the council's stipulated time frame:

    "afraid not" - this was the enirety of the reply and indicative of the sort of Wurzel Gummage chickens in the house level of unprofessinalism entirely representative of this field, and

    "currently taking bookings for late May with a 3 week turnaround time on reports" [my planning person wants the report ON HER DESK by May 30th.



    This is actually, quite literally, Kafkaesque. I can see myself walking out of the planning department, having given the report in, and being shanked on the street. Abrupt end.

  39. #2839
    Senior Member Pepe's Avatar
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    Make a counterfeit one.

  40. #2840
    Senior Member niko_cee's Avatar
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    It's very tempting. I wonder if ChatGPT could do one.

  41. #2841
    mischamischaracterisation Dquincy's Avatar
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    Quote Originally Posted by niko_cee View Post
    I'm sure I've said this before, but there are no bats to gas, unless you mean the planning officer and/or council ecologist [actually an Essex CC ecologist who moonlights for Horsham as well apparently] which would be very sexist of you.

    Current replies to the possibility of conducting a bat survey within the council's stipulated time frame:

    "afraid not" - this was the enirety of the reply and indicative of the sort of Wurzel Gummage chickens in the house level of unprofessinalism entirely representative of this field, and

    "currently taking bookings for late May with a 3 week turnaround time on reports" [my planning person wants the report ON HER DESK by May 30th.



    This is actually, quite literally, Kafkaesque. I can see myself walking out of the planning department, having given the report in, and being shanked on the street. Abrupt end.
    Why can't you use a different ecologist who has a better lead in period?

  42. #2842
    Senior Member Jimmy Floyd's Avatar
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    My ecologist is an absolute stickler for a two-week turnaround, but I guess not everyone can be as lucky.

  43. #2843
    mischamischaracterisation Dquincy's Avatar
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    Both parties (case officer or the applicant) can also request an extension to a planning decision date.

  44. #2844
    Senior Member niko_cee's Avatar
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    Quote Originally Posted by Dquincy View Post
    Why can't you use a different ecologist who has a better lead in period?
    I have found one, so we'll see where this goes. £900 + VAT. May 5th.

    Obviously with better experience of how this shit goes down what you need* is your 'own' ecologist who, like any surveyor, will write up what you want them to, within reason. I ended up with a cunt on random chance who used their professional discretion to go down the much more costly and time consuming route and absolutely refused to budge when pointed out that what they were saying was somewhat against the professional guidance they were referring to themselves. I've since found a series of other preliminary surveys where the discretion on essentially the same thing [1 low quality bat habitat building] led to no further action, which was accepted by the same fucking planning eco consultant, but you have no comeback against it. There is no case law where precedent can be used, it's all on a whim. It's an absolute racket.

    *or, you know, just set fire to the building.

  45. #2845
    Senior Member Lofty's Avatar
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    If we fixed the mortgage rate for 5 years 12 months ago, in general is there a large penalty for moving house before the final 12 months of that term? I know there can be early exit fees for switching or settling early but feeling more and more like once my nobhead neighbour has finished his extension so it isn't a building site eyesore we are going to move, crime seems to have gone bananas round here recently.

  46. #2846
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    Quote Originally Posted by Lofty View Post
    If we fixed the mortgage rate for 5 years 12 months ago, in general is there a large penalty for moving house before the final 12 months of that term? I know there can be early exit fees for switching or settling early but feeling more and more like once my nobhead neighbour has finished his extension so it isn't a building site eyesore we are going to move, crime seems to have gone bananas round here recently.
    Depending on the lender you should be able to move the mortgage to a new property - subject to small print and the new property being acceptable. If not if you repay the mortgage you are probably looking at an ERC of about 5% on a 5 year fix. There might be steps down each year but those are becoming more rare.

  47. #2847
    Senior Member Spikey M's Avatar
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    We have fixed for 3 years (from next month) with a view to moving again after that, but there's a chance we may have the money together before that, so we asked the mortgage advisor about this.

    His answer was that it's heavily dependent on the market at the time and the Bank in question, however ours - HSBC - often overlooks the fees (if less than 18 months remaining) as long as:

    A) they agree with the valuation of the property you are buying
    B) your new mortgage would still be with them

    There's no guarantees though and they're within their rights to charge whatever fees you signed up for.

  48. #2848
    Senior Member Lofty's Avatar
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    Thanks for the answers chaps, wont be just yet anyway as the flat roof on the kitchen has given up the ghost so currently got a tarp on it ahead of a reroofing on Wednesday to the tune of £1000, thankfully I know a roofer.

  49. #2849
    Custom User Title phonics's Avatar
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    What the fuck is the point of solicitors. They seemingly do absolutely nothing all day, the most difficult task is logging into the county planning application cms and downloading those files and then sending them to you.

    I had my bid accepted on the 27th March. These fucking morons can still not give me a confirmation date on the exchange date but they have managed to wangle together a bill for the costs where they are charging me THREE AND A HALF THOUSAND POUNDS for doing absolutely nothing.

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