Back on the topic of gas, it seems we're getting shafted in NI as usual:
Back on the topic of gas, it seems we're getting shafted in NI as usual:
Is the general expectation the base rate will go down on 1st February based on the news about mortgage rates going down? We agreed to move onto a new deal from 1st March when rates were looking dicey but have the ability to renegotiate before that comes into play in the meantime.
Are rates expected to go down that soon? I saw some outside suggestion of April, but though consensus was still later in the year if at all. Sounds like the mortgage market is becoming more competitive though.
I wouldn't think so. They've been crying cautiousness, which isn't a bad thing if they hadn't spent the last 12 years not doing anything about it.
Coming to the end of my tenancy with my tenants for our 12 month contract which was agreed with an Estate Agent.
Both the tennant and I were happy with renewing for a further 12 months but wanted to save on fees we both pay to the cunts so thought we'd just deal with each other direct.
The tenancy agreement didn't seem to contain any relevant clauses but theyve whipped out a signed "terms of business" agreement which states:
The Landlord may terminate the Agent’s Service by providing the Agent with not less than 1 month’s written notice but termination will only take effect upon any Tenant or Occupant vacating the Property following expiry and/or earlier termination or surrender of the Tenancy. The Agent will be entitled to Fees at the agreed rate from the Landlord in respect of any Tenant or Occupant introduced by them for however long that same Tenant or Occupant remains in the Property whether or not the Agent negotiates the subsequent extensions of the initial term. The Landlord will only be entitled to withdraw from the Agent’s services with the Tenant in situ when the Tenancy is a statutory periodic, in which event the Landlord shall pay the Agent a Withdrawal Fee equivalent to 2 months’ rent at the then current rate together with VAT thereon. Any such notice of termination served by the Landlord is without prejudice to any claim for a breach of contract that either party might have against the other.
So they've seemingly got us by the balls. I get they may want compensation for finding the tenant but if that's the case why not front-load the charge and be open about it? Filthy cunts.
Pretty standard clause with any form of third party agency, in my experience.
https://www.rightmove.co.uk/properti...hannel=RES_BUY
I get it’s probably a rot and damp fest but that seems ridiculously cheap. Surely some handy man could easily do that up and sell it for 3x the price. Errol isn’t exactly a shithole either
No warranty, no testing. It's a massive gamble. You're not wrong that it could be doable and be flipped for half a mil, but it could also be just as easily condemned by a structural engineer.
https://www.bbc.co.uk/news/articles/ckkvkv32e1ro
Child grooming gangs and country lines ain't shit compared to these management companies. I had a brief taste of it in MK where I saw the inner workings. That was a new-build flat and I saw how it developed in the first few years but that was at least pre-cozzie livs and at MK rates.
How these Londoners are swallowing it all up and not yet revolting en masse fascinates me. People just perceive housing costs as some sort of non-negotiable in this country, feeling powerless to influence them, akin to being robbed at knifepoint. As with all white-collar crime, the criminals are protected by the balls-deep bureaucracy.
On a housing crisis related note, this came up on X just now too:
https://www.rightmove.co.uk/properti...hannel=RES_BUY
That house is absolutely massive and it's in Canonbury, to be fair.
Alternatively you could buy this in my endz and jump on the train for an hour.
Taz is absolutely correct. Houses have become investments, rather than homes and it's terrible for everyone that isn't a millionaire.
Last edited by Spikey M; 16-03-2024 at 08:13 AM.
I'm quite glad I'm entirely out of the service charge game. Must be such a racket considering how utterly useless they are whenever you try to get something super basic done. Think it took FirstPort about 4 years to stop sending me bills after I had escaped their clutches.
When we had the flat, I had an absolute war wit the management company over the Building Insurance. Their "preferred provider" wanted £600 a year for each flat, despite like for like Insurance being available for less than £300. Robbing bastards. It's an absolute grift.
Mine has gone up from £75 to £111 as of 1 April this year. Why? Absolutely no idea, apparently you can just multiply anything by 1.4 and that's life. Of course it also works that way for salaries, oh wait, no it doesn't.
Because the alternative is going to live in a cheap part of the country and that's a fate worse than death. Plus, you know, they're Londoners, it's home.Originally Posted by Don
I honestly expected worse. The little bed sits for 300k+ is much worse value. The house is a lot bigger than the front image that’s being posted looks
It's still pretty wild though. My house is a similar size and makeup (minus one bathroom) and it cost less than 10% of that last year. It's been well established in this thread that the North is shit, but is it that much shitter?
North England, yes.
It's not that it's shit per se, it's that every multinational employer, every high paying job, every wealthy foreign investment, every multi-millionaire property speculation, every public and cultural institution are in London and none of them are where you are. Every possible force that could go into inflating the housing market is in effect and only a fraction of these forces have the same effect on people's salaries. That's why in Blyth, for example, people earn far less than they do in Islington, but home ownership rates are 60% whereas in Islington they are 30%.
I'd rather live in Northern England than in London. Maybe not Middlesbrough, mind.
I've never understood the whole lol at the north vibe. As with everywhere there are great bits and shit bits.
Aye, and it's largely well connected with public transport.
You have a 340m2 house?
The only issue with that three million pound house is that its council tax will be a relative pittance compared to some poor bastard getting rinsed on a shared-ownership round the corner. You could go a long way to rectifying a lot of this unfairness with proper council taxing/land value taxation. Let's see who really wants a three million pound semi-detached when they would be better off levelling that entire street and building nice mansion blocks.
Didn't see that.
As you were. Bargain for £3.5m that.
If this pub wasn’t renowned for flooding I’d be seriously considering buying it to live in. What a bargain for something so big, and in great spot seconds away from the East Lancs (and right near the M6) with a car park, [tiny] outdoor area and it literally backs on to a lovely bit of greenery called Carr mill dam.
I'm a twit
Could walk to mine too!
Viewing property tomorrow. Sent images of it to me mam. Turns out me stepdad, who is a labourer, built the fucking property. Well, converted it into the flats I'm viewing. Worked with the landlord for 15+ years. So a nice name drop is gonna go well I think.
I'm filling out my mortgage application tonight
What was that website that showed you markup/down history on places?
The area I live in has become a right shithole in the last 12 months, mostly because of 2/3 families that have moved into the council houses across the river. We've had the police at our house asking for CCTV footage/witness statements 5 times in the last few months. A local dad walking his 7 year old to school got beat up by one of them for telling him to slow down when he was racing past the nearby school at 8:30am.
Unfortunately, childcare costs mean we can only really afford a sideways step at the moment, so moving is out of the question. Still doesn't stop me looking at RightMove and dreaming.
Rightmove and Zoopla will both show you previous sale prices(as long as they have taken place in the past 20 years or so) and then give you a current valuation based on market conditions but that part isn't perfect.
There's also this Chrome extension that shows the history of the listing price.
That's what I was looking for. With my refreshes I'm seeing them listed at different prices across Zoopla/RightMove as well as going up and down so I'd like to track it.
New flat paid, contract signed, move in Sunday. Good area too. Can't wait.
Man said good area like he's emigrating. "Non-shit"/"White" is what you mean.
The chip you have on your shoulder is getting out of hand lad.
I meant good transport links you fucking off-gammon
https://www.rightmove.co.uk/properti...hannel=RES_BUY
Just found my Dad's place for sale. The Ukrainian has been busy, barely recognise it.
That explains a lot
The blow jobs that must have earned him.
What a man. RIP.
Those wooden support beams in one of the bedrooms are ... an interesting look.
Puts Ed Two Kitchens Milliband to shame.
The support beams are on the top floor which is a studio flat. Was originally built for my Brother.
House was one floor when my Dad bought it back in the day.
No wonder he doesn't work for a living.
Considering sticking a bid in for this, could build my own long room and watch Jimmy ply his trade if he's allowed across county lines.
Only half a mill for that? Fill your boots.
Currently looking at flats in the Harbour. The dream one is this place but it's about 50-70k above what I can afford.
https://www.rightmove.co.uk/properti...hannel=RES_BUY
The drop off from that at 315 to the ones I'm looking at for 220-240 are massive. When I write that sentence, the drop off is probably about 100k in quality so makes sense...
315k for a flat. Fuck me. I’m thankful for being Scottish
I like an exposed beam but I don't think I could be doing with that one that cuts the main room in half.
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