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Thread: Savings

  1. #1
    Senior Member Manc's Avatar
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    Savings

    I'm aware this may turn into a dick measuring event, but I'm genuinely interested how much pound people have behind them.

    Without being super proactive about it, I've managed to tuck away £1,500. I'm aware it's not much, but I earn a shit wage and it's a start. It's very much my getaway fund if the relationship goes south. A nod to Mrs Magic.

  2. #2
    ram it up your shitpipe Giggles's Avatar
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    €23,000 at the moment. Most will go on the wedding though and I'll keep some for a car if I change jobs.
    Not bad going seeing as I only started in 2013 when I moved home. Surprised myself.

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    More successful than most Magic's Avatar
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    £2,000. That hasn't changed for 2 years.

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    Pretty Much Amazing Mike's Avatar
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    Not much any more, it all went on my flats deposit though, which is what it was saved up for in the first place. I am a week away from pay day and have more than half of last months pay left though, which when I've paid for Baz's stag do and am still owed the money for that from 2 of our mates, it's not too shabby.

  5. #5
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    At this moment in time....not a penny. It's rather pathetic that my future will only be safe because I'll receive a small inheritance.

    Boy I squandered the first two decades of adult life.

  6. #6
    Senior Member Manc's Avatar
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    Baz is getting married?

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    Senior Member Lee's Avatar
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    Fuck all. Lauren has about £2k. I could save loads each month but I don't because I'm a cunt. I don't just spunk it on bollocks, mind. I just pay for holidays well in advance.

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    Senior Member Davgooner's Avatar
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    About £16k, which means I'll finally have a shot at buying a gaff this year.

  9. #9
    Senior Member Alan Shearer The 2nd's Avatar
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    I've got £6k in the bank at the minute.

    In the past year I've spent a shitload on a new boiler install, driveway and the car so hopefully the savings will get a chance to rise a bit this year.

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    Administrator Kikó's Avatar
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    About £20k through the bank of my nan mainly. I'm useless saving anything. Means I'll probably be able to buy a house in London in about 5 million years.

  11. #11
    Senior Member Samadini's Avatar
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    I have minus money

  12. #12
    Senior Member -james-'s Avatar
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    Two thousands pounds less than Monday.

  13. #13
    mischamischaracterisation Dquincy's Avatar
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    Roughly 20k. Top it up each month.

    There's also a fair bit of equity in the house, but that means nothing until you sell the thing.

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    DEATH TO THE WEIRD Raoul Duke's Avatar
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    £141,467.23

    Most of that comes from selling a property I inherited, but about £32k of it is my savings.

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    Senior Member Alex's Avatar
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    Just over £18k. I need to buy a house with it at some point. I don't know what I'm waiting for really. I'd like to be earning slightly more money before I do, I guess.

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    More successful than most Magic's Avatar
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    #inb4foe

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    ram it up your shitpipe Giggles's Avatar
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    I'd need to near quadruple mine to even think about a house. We've pretty much decided that we won't ever buy though.

  18. #18
    Custom User Title phonics's Avatar
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    Fuck y'all.

  19. #19
    mischamischaracterisation Dquincy's Avatar
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    Quote Originally Posted by Giggles View Post
    I'd need to near quadruple mine to even think about a house. We've pretty much decided that we won't ever buy though.
    If you don't mind me asking, how come?

  20. #20
    leedsrevolution
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    I have 6k in a joint savings account with the better half and 1k in a sole savings account. About 15k equity in the house which ain't great but only had the house little over a year and got had a 95% LTV.

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    ram it up your shitpipe Giggles's Avatar
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    Quote Originally Posted by Dquincy View Post
    If you don't mind me asking, how come?
    Need 20% deposit here now as a first time buyer, with age probably would hit 25-30%. Then if you want to live in anything resembling a half decent area you need to be spending €400,000 minimum. Or €300,000 and do at least 200km a day commute to work, no chance.

  22. #22
    mischamischaracterisation Dquincy's Avatar
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    Fair dinkems.

  23. #23
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    About 5k once I get the 2k back from the ex. She's paying me £400 per month and she's good for it, so yeah.

  24. #24
    I used to be funny.
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    £26k. Might shift some of that on a holiday soon.

  25. #25
    Senior Member Jimmy Floyd's Avatar
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    £20k or so. I live like a twat/monk/child, so I should probably spend a few thousand of it on driving lessons, a car, a wardrobe of clothes that aren't shit and about 10 pairs of shoes, but I don't.

    Also I'm thinking eventual deposit, but it's just impossible these days.

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    Administrator SvN's Avatar
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    Only about 6k at the moment. We spent 11k this summer on our holiday and 10k the year before on our wedding. 17k is the goal by August, ready to buy a house.

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    Senior Member Samadini's Avatar
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    There have been many threads over the years that have made me feel like a shambles, but this one is winning now. Fucking hell.

    I'm hoping to be able to start saving this year, but I don't see me getting to the 20k mark a few of you seem to be at until I'm about 45.

  28. #28
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    Ten thousand pound on a fucking wedding.

    And hang on, how long did you go away for to spend £11,000?

  29. #29
    Senior Member Alan Shearer The 2nd's Avatar
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    It's madness, especially when you factor in the divorce.

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    Senior Member Sam's Avatar
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    I had about 6k in saving then I decided to spend most of it on holidays and such, still saving a bit here and there that being said.
    Test.

  31. #31
    Senior Member CJay's Avatar
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    Unfortunately £10k all in isn't a huge amount for a wedding, I would imagine. They're one of the worst forms of excess in western culture I reckon.

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    Administrator Kikó's Avatar
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    I've got £20k budgeted in for my wedding. Luckily, I'm not the one stumping the cash up.

  33. #33
    ram it up your shitpipe Giggles's Avatar
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    £10k (€13.5k) wouldn't get much of a wedding here anyway, though I'd expect things are less of a rip off in the UK. Our reception is booked for €9000 but when things like a band is another 2500 and a photographer is 1800 before you've sorted a ceremony or wedding party attire, then it all starts to add up fast.

  34. #34
    Senior Member Boydy's Avatar
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    Fuck ever getting married.

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    More successful than most Magic's Avatar
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    Ours cost 10k and that was with a free venue.

    And we were only 21.

  36. #36
    Senior Member John's Avatar
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    For two and a half grand you'd want a band with at least a top ten single behind them. The last wedding I went to had a photographer who was about four feet tall, so whatever they paid him was justified just for the entertainment value provided by him always looking around for something to stand on any time a group photo needed taken. Christ knows how he chose or succeeded in that line of work, but I'm glad he did.

    I have about fifteen grand saved, but I own my home outright so that's another ninety or so should I decide to move on.

  37. #37
    ram it up your shitpipe Giggles's Avatar
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    Quote Originally Posted by John View Post
    For two and a half grand you'd want a band with at least a top ten single behind them. The last wedding I went to had a photographer who was about four feet tall, so whatever they paid him was justified just for the entertainment value provided by him always looking around for something to stand on any time a group photo needed taken. Christ knows how he chose or succeeded in that line of work, but I'm glad he did.

    I have about fifteen grand saved, but I own my home outright so that's another ninety or so should I decide to move on.
    Two and a half grand is about middle of the range here. Took us a long time to find one we liked for under 3,000.

  38. #38
    Senior Member John's Avatar
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    I went to school with someone who plays in a wedding band and there's no chance they're charging even close to that, although I've never spoken to him about it and there are no prices listed on their website so I could be well off base and he's quietly making a fortune. I also know someone who runs an agency for wedding bands and he's loaded, but his family were always loaded so that's no real indication of what the agency is doing.

  39. #39
    Administrator SvN's Avatar
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    Quote Originally Posted by Toby View Post
    Ten thousand pound on a fucking wedding.

    And hang on, how long did you go away for to spend £11,000?
    We spent £5k alone on the food/venue at £70 per head. £10k is very little on a wedding, as others have said. We got a real bargain.

    We went away for 7 weeks to Australia first then to the USA.

  40. #40
    Senior Member Jimmy Floyd's Avatar
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    Quote Originally Posted by CJay View Post
    Unfortunately £10k all in isn't a huge amount for a wedding, I would imagine. They're one of the worst forms of excess in western culture I reckon.
    You should see the bloody things in non-western culture.

    My dream wedding is to elope with the bride and get married without anyone knowing in the middle of the Australian outback or something.

  41. #41
    Senior Member CJay's Avatar
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    Yeah I'm sure they're crazy too. I probably meant the developed world, rather than western culture, in terms of cost. It's all relative I suppose, as I'm sure in under developed countries it's still a huge cost to whoever's paying for it.

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    Administrator SvN's Avatar
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    My friends (One Sikh (sort of), one Muslim) had a wedding worth £70k. £60k of that came from her parents, and they put £10k in themselves.

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    Wedding's here are also expensive (relatively), however, all guests give an envelope full of cash rather than gifts, so it is possible to make a small profit. Sweet.

  44. #44
    Administrator Kikó's Avatar
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    As SVN alluded to , the real cost is feeding everyone. I think we're paying around 100 euros a head and there is 129 people invited (at the moment). Then you have the charges for the venue, the church, the photographer, the videographer, the suit, the dress, the flights, the hotels, the DJ...

    And then probably some other crap that I haven't even thought off.

  45. #45
    More successful than most Magic's Avatar
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    Quote Originally Posted by SvN View Post
    My friends (One Sikh (sort of), one Muslim) had a wedding worth £70k. £60k of that came from her parents, and they put £10k in themselves.
    I bet it was utterly tasteless.

  46. #46
    Administrator SvN's Avatar
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    It was actually brilliant. The only things that made it different from any other wedding I've been to was the music choice and the bride/grooms ceremony attire. Oh, and no drinking before 5pm (when the bride's family left).

  47. #47
    ram it up your shitpipe Giggles's Avatar
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    That end of it sounds more expensive than here strangely enough. We got everything we wanted for €9,000 for 200 people, though it's one of the areas that did get very competitive due to so many hotels being built in the boom and there being so much choice out there. We're still not getting away under 20 grand total and that's before factoring in any honeymoon, though we have near enough decided we're not going on one.

  48. #48
    Senior Member Davgooner's Avatar
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    What's the fucking point?

  49. #49
    ram it up your shitpipe Giggles's Avatar
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    Quote Originally Posted by Davgooner View Post
    What's the fucking point?
    None if I had my way but she'll be happy and, like was said above, we will make most of it back in cash presents. It'll be the last of the big spending from there on too.

  50. #50
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    Quote Originally Posted by SvN View Post
    We spent £5k alone on the food/venue at £70 per head. £10k is very little on a wedding, as others have said. We got a real bargain.
    That really isn't a bargain, even if others have paid more.

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