His college day must be going through the most basic Excel shit.
His college day must be going through the most basic Excel shit.
Every time.
That last photo is superb.
How on earth do they manage it? Of all the pensioners in the country...
Inclusivity.
Can't help but think with the full names on the article someone at the BBC was setting these people up to be found and ridiculed.
Another lost decade, plus more deliberately destructive tax increases to go with it. But at least a woman delivered the budget so I'm happy.
I've been reading around it this afternoon and it just reads like a huge raid on business so that we can keep on pouring untold amounts of money into the health system.
Where I live it is quite rare for me to have a customer who will exceed the inheritance limit of £500,000. Especially if they are married, moving pensions into IHT is massive it is going to drag so many people in. Just looking at it logically £300,000 for 50% of a house and a £200,000 pension pot which isn't out of the question based on the fact that most people automatically get put into one now anyone is going to be a killer for people in the long-term. It's going to take a long time to hit but once it does it will be huge.
Why are they waiting two years to start taxing vapes as well? Probably for the same reasons they are waiting until next summer to ban the sale of disposable ones.
What's the unspent pension pot thing, is that doing away with 'the wishes' thing where those pensions were outside of the remit of IHT? That'll be absolutely massive and will torpedo a lot of people's plans in terms of ways around IHT.
Are they still banning flavoured vapes or has that been buried due to lobbying?
I can’t believe they left alone the amount you can put into a pension tax free each year, so I’m calling it a win for me personally.
I've not got much to worry about from that. The minimum wage bump gives me a pay rise by default (I'm not on minimum wage currently but the hike blasts past my current pay) so I can look forward to that in April.
When it comes down to it, I've benefitted so much from a nation of people that are useless with their money. "People aren't saving enough? Lifetime ISAs. WE'LL GIVE THEM A FREE GRAND EVERY YEAR UNTIL THEY LEARN."
No impact on pension contribution, moderate rise in capital gains.
Fine by me, for now.
I’m putting as much into my Isa as I can. Unfortunately, I’ve got more to play with than they’ll let me add into an isa. Will be maximising every year and eventually I’ll be immune to it as you say.
Bazbot vFoe is functioning.
I think the raising of the price on pints outside of a pub and dropping the price of drafts is such perfect neoliberalism.
The pint of a draft dropped 1p to the pub. However the overwhelming majority of the pubs are franchised out by a brewery which will not change their prices. So the only people who actually see any of that money are the 10 or so companies that own 95% of the pubs in the country anyway.
Meanwhile individual drinkers will pay far more than 1p per pint to not drink in a pub. Awesome.
Wait are pint prices regulated? Lmao.
No but there’s tax on alcohol and draft vs cans have seperate tax.
What do you mean drinking outside the pub? As in restaurants, or at home?
I only ever drink in pubs. Restaurants too, but you're there for the food so you'll pay whatever for a pint.
Sounds like it means on-sales vs off-sales.
Pub vs at home/at a a bus stop.
And Phonics is spot on. You aren't going to price alcoholics out of their alcoholism or, I guess, bring them into the pubs, by changing the prices.
The bloke is an absolute whopper, but Russell Brand nailed this years ago when asked about giving money to homeless people. They may indeed be heroin / crack addicts, but you aren't going to change anything by not giving them money. They will get the drugs either way. They'll find a way.
I might have missed the point of the above discussion, but the penny off beer duty has always been a business benefit rather than a consumer one.
Should make up nicely for their rates relief going from 75% to 40%.
The current end point for society is everyone drinks Brewdog alone in their homes 24/7.
Oh definitely, but as the whooping and hollering of the MP's showed, it's not seen that way. They're trying to sell it as getting people back into pubs, but - even if the saving were passed on, and if it wasn't more than undone by the tax hikes - saving 1p a pint isn't going to stop people from drinking at home. £3.70 a pint or £2.00 for a 2 litre bottle of cider. [BigBrotherVoice] you decide.[/BigBrotherVoice]
It's an utter shambles of a budget all round, really.
£3.70 is pretty much bang on for my local.
Yeah, I assumed the whole thing was a meme type gig that every chancellor is obliged to continue the tradition of. A bit like quizmaster's making the answer to question 1 of any film round Marlon Brando.
I have two Surrey pub meet-ups scheduled next week, planning a bank job at the weekend which if successful should allow me to keep both appointments.
It's six quid most places in Belfast these days but that's probably because of our stupid licensing laws. No new licences are ever granted so to open a pub you have to pay big money for an existing licence.
It's around £5-6 by me, and increasing all of the time. I paid £9 for a big Peroni in a restaurant the other day.
It varies massively here. £3.70 is probably right in a 'spoons, more like a fiver in one of the village pubs. Last time I bought a round (a pint, a wine and a couple of J2O's for the kids it was about 18 quid I think.
Not the end of the world, but you could buy 4 cans, a bottle of Rose and pack of fruitshoots for the same in a shop, so it's no surprise they're killing pubs off at the rate they are.
I love the idea of a government worried about its citizens not going to the pub enough.
Top stuff.
what are they even complaining about?
Shiver harder grandma.
Oh no, they might need to sell one of their SIXTY but to let's.
Presumably they're mortgaged up to the eyeballs and actually own very little.
Yeah, they’re absolute retards.