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Thread: The House Thread

  1. #2051
    Isn't he banned? Baz's Avatar
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    Dunno but we swapped our conservatory roof for one with roof tiles made out of recycled tires and it looks belting. I don’t understand why all roofs aren’t done like it. I imagine they’d do non-conservatory roofs too.

    My house is probably on here somewhere.
    I'm a twit

  2. #2052
    Senior Member Lofty's Avatar
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    They do look decent to be fair, cheaper than standard?

  3. #2053
    Senior Member Spikey M's Avatar
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    Planning permission is pretty lightweight these days. IIRC, you could even shove an extra storey on top of the extension you currently have and you wouldn't need any extra planning permission.

  4. #2054
    Pretty Much Amazing Mike's Avatar
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    Quote Originally Posted by Spikey M View Post
    Planning permission is pretty lightweight these days. IIRC, you could even shove an extra storey on top of the extension you currently have and you wouldn't need any extra planning permission.
    Really? The house we bought has a single story extension, also with a flat roof, and the hope is to extend on top at some point, if we didn’t get the planning permission, as a previous owner did, do we still not need it?

  5. #2055
    Senior Member Spikey M's Avatar
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    Quote Originally Posted by Mike View Post
    Really? The house we bought has a single story extension, also with a flat roof, and the hope is to extend on top at some point, if we didn’t get the planning permission, as a previous owner did, do we still not need it?
    No idea, don't go taking my word for anything. It's just something I heard when we were looking into converting the loft.

    The builder said we could build ontop of our extension, add more value to the house and planning permission isn't a problem as the extension is already there. Could be an absolute load of shite from a chancer blagging a sale for all I know.

  6. #2056

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    I’m almost positive you’d need planning permission to go from a flat to a sloped roof because of the increased height.

  7. #2057
    Senior Member Spikey M's Avatar
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    It's a bit more complicated than Geezerlad made out, but:


    Planning permission

    Building an additional storey on to your house is considered to be permitted development (not requiring planning permission) subject to the following limits and conditions, and an application for the Local Authority’s prior approval.

    If these limits and conditions are not met, then an application for Householder/Full Planning Permission will be required.

    The current house:

    Is not a building containing one or more flats, or a flat contained within such a building
    Was constructed between 1 July 1948 and 28 October 2018
    Has not already had additional storeys added to it
    Is not on Article 2(3) land* or a site of special scientific interest
    Was not changed to be used as a house (from a previous non-residential use) under permitted development rights.

    https://www.planningportal.co.uk/per...ing-permission

  8. #2058
    Pretty Much Amazing Mike's Avatar
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    Ah boo. This house was built in the 30’s

  9. #2059
    Senior Member Spikey M's Avatar
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    Quote Originally Posted by Mike View Post
    Ah boo. This house was built in the 30’s
    But the extension is presumably much newer? I'm assuming the builder took that into account, because otherwise our house is too old too.

  10. #2060
    The Artist Formerly Known as Taz
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    My flat's building insurance is another annual scam that the bent management company can charge without a single challenge. Well, mine's more than doubled to £750 this year off the back of 'insurance market pressures'/'inflation for cost of materials'/etc. I assume most people will be in the same boat nationwide which doesn't half further convince me of the financial disaster awaiting us in the near future.

  11. #2061
    Senior Member Spikey M's Avatar
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    Quote Originally Posted by Don View Post
    My flat's building insurance is another annual scam that the bent management company can charge without a single challenge. Well, mine's more than doubled to £750 this year off the back of 'insurance market pressures'/'inflation for cost of materials'/etc. I assume most people will be in the same boat nationwide which doesn't half further convince me of the financial disaster awaiting us in the near future.
    When we owned our old flat we challenged this and got them to change it after they pulled similar nonsense on us. It was a converted house and they were charging both flats £500 each or something silly like that. We found alternative and identical cover online for half the price.

    They came back with some bollocks about the company being their "preferred supplier" but quickly backed down when both us and the other flat said we would refuse to pay.

  12. #2062
    The Artist Formerly Known as Taz
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    The director of my management company doesn't strike me as a person who could be using the system to his personal gain.

    https://en.m.wikipedia.org/wiki/Will...Viscount_Astor

  13. #2063
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    An ex of mine was in a flat she owned that was 'serviced' by one of those management companies, they shit they would pull was unreal.

  14. #2064
    Pretty Much Amazing Mike's Avatar
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    Quote Originally Posted by Yevrah View Post
    An ex of mine was in a flat she owned that was 'serviced' by one of those management companies, they shit they would pull was unreal.
    Selling a flat with one is a huge pain full of fees.

  15. #2065
    Senior Member Spikey M's Avatar
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    Yeah I remember them charging us £160 just to send a breakdown of everything they do and how much it costs to our solicitor.

    Absolute chancers.

  16. #2066
    Senior Member niko_cee's Avatar
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    Just been through that experience myself, although it was more like £250. There were other options too like if you wanted it in 10 days rather than 15 [Silver, £350] or Gold [£450] got you the shit in 5 days. Obviously went bog standard and the auto-reply email I got said they were answering all such inquiries within 5 days anyway. Imagine the seethe if you'd just paid an extra whatever to find that out.

    Such garbage too. I literally had all of the documents and records they claimed to be sending over.

    It also took them longer than the time they said it was going to, although recalcitrant management companies pale in comparison to any other aspect of the conveyancing process at the moment for absolute chancers it would seem.

    They also do all of the dodgy insurance/maintenance/rorting schemes, natch.

  17. #2067
    I used to be funny.
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    Next door's just gone on the market. I'm semi-tempted. Still just a two bedroom but I'd have more room to play with. Or less, if I have to set up a home office in that tiny second bedroom. At least I know roughly what kind of value I should be after.
    Last edited by Shindig; 22-07-2022 at 06:26 PM.

  18. #2068
    DEATH TO THE WEIRD Raoul Duke's Avatar
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    I'm currently in a world of packing boxes Mostly got it all done now but still a few last bits to go. We do the exchange on Monday then I've got a week off to get some bits done with the new place.

  19. #2069
    Pretty Much Amazing Mike's Avatar
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    We’ve been in a month, still have a whole room we haven’t used cos it’s full of unpacked things. Good luck!

  20. #2070
    Senior Member Boydy's Avatar
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    Gonna paint some rooms in my house soon. Why are there so many different types of paint?

  21. #2071
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    Because that's how light is. Sorry, I know it was obvious.

    I spent part of my Saturday sticking wallpaper on the ceiling. That's more of a faff than it needs to be.
    Last edited by Shindig; 23-08-2022 at 08:02 PM.

  22. #2072
    Senior Member Lofty's Avatar
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    New neighbours moved in at the weekend. Just started drilling and hammering in the last 30 minutes

  23. #2073
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    Quote Originally Posted by Lofty View Post
    New neighbours moved in at the weekend. Just started drilling and hammering in the last 30 minutes
    Phwoar!

  24. #2074
    Senior Member Boydy's Avatar
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    Quote Originally Posted by Shindig View Post
    Because that's how light is. Sorry, I know it was obvious.

    I spent part of my Saturday sticking wallpaper on the ceiling. That's more of a faff than it needs to be.
    What?

    And why are you wallpapering ceilings?

  25. #2075
    I used to be funny.
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    It was like that when I moved in. One strip came off the ceiling so I had to fix it. I don't understand it either. The landlord's done it in almost every room.

  26. #2076
    The Artist Formerly Known as Taz
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    Shinners, I'll pay good money for pics of your gaff.

  27. #2077
    Won the Old Board Lewis's Avatar
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  28. #2078
    Won the Old Board Lewis's Avatar
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    Sez me who lives in a roof.

  29. #2079
    ram it up your shitpipe Giggles's Avatar
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    Quote Originally Posted by Lewis View Post
    That would get a 200 person queue and go for 2 grand a month here.

  30. #2080
    Senior Member Spikey M's Avatar
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    https://www.dailymotion.com/video/x87kcjp

    Always reminds me of this from about 18 minutes in. The gaff must be above 2 grand a month by now. "David Proctor" is also actually David Fenwick from a few TV shows, so it's nice to see he's going well.
    Last edited by Spikey M; 24-08-2022 at 06:10 AM.

  31. #2081
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    Quote Originally Posted by Don View Post
    Shinners, I'll pay good money for pics of your gaff.
    Why? Has your mam kicked you out again?

  32. #2082
    ram it up your shitpipe Giggles's Avatar
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    €4200 a month for a house in Dublin - steep but not out of the ordinary these days (even though Dublin 8 is a bit of a kip), but you can't use it on weekends as the owner wants to use it as an Air BnB also.

    No sure what happens all your stuff over the weekend or if you're covering the BnB guests costs in the unincluded bills.



  33. #2083
    I used to be funny.
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    Weekend porn shoots. Or, y'know, catering to weekend tourists. Or both.
    Last edited by Shindig; 27-08-2022 at 09:15 PM.

  34. #2084
    Senior Member Lofty's Avatar
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    Wipe clean sofas suggest the former.

  35. #2085
    Senior Member Spikey M's Avatar
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    They want a high flier who works in the city but lives far away, so rents Monday - Friday and fucks off home for the weekend. That stuff is pretty common in obnoxiously big countries like America, but in Ireland even the furthest flung place can't be more than a 2 or 3 hour drive away.

    That said, I'm pretty sure anyone living that way is only doing it so that they can live a double life.

  36. #2086
    Senior Member Spikey M's Avatar
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    Having Googled it, even Dublin to Belfast is only 1 hour 50, so yeah, double life theory confirmed. Enjoy your cum stained syphilitic mattress, you cheating swine.

  37. #2087
    Senior Member Boydy's Avatar
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    AirBnB probably needs to be banned. Saw some thing recently about how in Belfast there's about four times as many listings on AirBnB in the city as there long term rentals available.

  38. #2088
    Won the Old Board Lewis's Avatar
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    My favourite genre of property story (after Welsh-speakers crying about people from Cardiff ruining their village) is people in Cornish fishing villages bealing about holiday lets pricing them out. We didn't prevent any and all development for decades just to fall foul of shortages. How has this happened? Not that that applies to Belfast obviously. Then again, there is one way to double the housing supply at a stroke...

  39. #2089
    Senior Member niko_cee's Avatar
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    Quote Originally Posted by Spikey M View Post
    They want a high flier who works in the city but lives far away, so rents Monday - Friday and fucks off home for the weekend. That stuff is pretty common in obnoxiously big countries like America, but in Ireland even the furthest flung place can't be more than a 2 or 3 hour drive away.

    That said, I'm pretty sure anyone living that way is only doing it so that they can live a double life.
    With lots of city jobs and the like outsourced to Ireland for 'compelling business reasons' there is probably a decent market for that sort of person shuttling from actual London where they probably want to live. Although the flat looks shite going off that one photo so who knows.

    Air BnB, as with all aspects of the disruptive silicon valley model of life, does probably need to go on the fire though.

  40. #2090
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    In a bizarre situation.

    Put a mortgage application in 2 months ago with a high street lender. They asked us to carry out 2 surveys before they could give an offer; we did those and they stated they would value the property at £0 until the works recommended in the reports was completed (i.e. to be done before they give the mortgage offer). The property is basically in need of a lot of work.

    This was frustrating as they only confirmed this 10 days or so ago. We've since been trying (and failing) to secure a new lender, unsurprisingly on much worse rates.

    Fast forward to today and the high street lender ha sent us a mortgage offer which doesn't once refer to the works which were required to be done. It all looks fine and as you'd expect, other than the property value being £10k less than the offer we had accepted (and which means the LTV is similarly different, so 92% rather than 90%).

    It seems like someone at the lender has mistakenly sent an offer, which our broker says he's never seen before (neither had his colleagues over thousands of deals).

    We've pondered whether to crack on and pray that they don't realize but it seems v unlikely that they wouldn't realize at some point given how stubborn they've been on the issue. It'd be galling to be one month down the line, or even at completion, and they pull the plug (or at best we'd spend next two months waiting for it to happen).

    So we're probably going to ask the broker to speak to his BDM at the lender and to see what's what. We thought it was dead in the water but now slim hope that they'll have to honour the offer.

    All seems a bit surreal but expecting the lender to take any route they can to get out of it. Sucks.

  41. #2091
    Senior Member Bam's Avatar
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    I don't think they have to honour the offer at this point so will just pull the plug now. Tbh, it sounds like they're doing you a favour, the property sounds rotten to the core for them to value it at £0 until the work is done.

  42. #2092
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    Nah, it's only valued at £0 because it didn't seem to meet their criteria and therefore is automatically set to £0. The offer being £10k below our offer is roughly the cost of doing the works recommended in the survey.

    Rest of the renovation would cost significantly more than £10k mind...

  43. #2093
    Pretty Much Amazing Mike's Avatar
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    When we bought our house the bank valued it at £10k under asking, so we told the seller we had to reduce our offer to match the banks valuation, thankfully they agreed. Maybe try the same and hope the bank don’t pull it (they most likely will)

  44. #2094
    ram it up your shitpipe Giggles's Avatar
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    I’ve a mouse. Well, one I’ve seen anyway but most likely multiple.

  45. #2095
    Isn't he banned? Baz's Avatar
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    Quote Originally Posted by Giggles View Post
    I’ve a mouse. Well, one I’ve seen anyway but most likely multiple.
    My advice used to be get a cat to sort it but mine brings more in than she gets rid of.
    I'm a twit

  46. #2096
    ram it up your shitpipe Giggles's Avatar
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    Quote Originally Posted by Baz View Post
    My advice used to be get a cat to sort it but mine brings more in than she gets rid of.
    Plus you’ve to have a cat about place.

  47. #2097
    Isn't he banned? Baz's Avatar
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    Yeah it’s lovely.

  48. #2098
    ram it up your shitpipe Giggles's Avatar
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    You have a better chance of making an actual pet out of the mouse.

  49. #2099
    Isn't he banned? Baz's Avatar
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    Quote Originally Posted by Giggles View Post
    You have a better chance of making an actual pet out of the mouse.
    You've spouted a lot of shite but this might be the worst one yet.
    I'm a twit

  50. #2100
    Senior Member Jimmy Floyd's Avatar
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    There was about a one-month interregnum period in my third year at university when I lived with a Chinese flatmate. One night I saw a mouse in the flat (7th floor, so good effort by the mouse). I went up and asked the Chinese if she had seen any mice. 'Yes, many mouse', she said, unconcerned.

    Nothing taught me more about the Chinese outlook on life than that.

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