Savings

[Manc]

I'm aware this may turn into a dick measuring event, but I'm genuinely interested how much pound people have behind them.

Without being super proactive about it, I've managed to tuck away £1,500. I'm aware it's not much, but I earn a shit wage and it's a start. It's very much my getaway fund if the relationship goes south. A nod to Mrs Magic.

[Giggles]

€23,000 at the moment. Most will go on the wedding though and I'll keep some for a car if I change jobs.
Not bad going seeing as I only started in 2013 when I moved home. Surprised myself.

[Magic]

£2,000. That hasn't changed for 2 years. :(

[Mike]

Not much any more, it all went on my flats deposit though, which is what it was saved up for in the first place. I am a week away from pay day and have more than half of last months pay left though, which when I've paid for Baz's stag do and am still owed the money for that from 2 of our mates, it's not too shabby.

[Smiffy]

At this moment in time....not a penny. It's rather pathetic that my future will only be safe because I'll receive a small inheritance.

Boy I squandered the first two decades of adult life.

[Manc]

Baz is getting married?

[Lee]

Fuck all. Lauren has about £2k. I could save loads each month but I don't because I'm a cunt. I don't just spunk it on bollocks, mind. I just pay for holidays well in advance.

[Davgooner]

About £16k, which means I'll finally have a shot at buying a gaff this year.

[Alan Shearer The 2nd]

I've got £6k in the bank at the minute.

In the past year I've spent a shitload on a new boiler install, driveway and the car so hopefully the savings will get a chance to rise a bit this year.

[Kikó]

About £20k through the bank of my nan mainly. I'm useless saving anything. Means I'll probably be able to buy a house in London in about 5 million years.

[Samadini]

I have minus money :drool:

[-james-]

Two thousands pounds less than Monday.

[Dquincy]

Roughly 20k. Top it up each month.

There's also a fair bit of equity in the house, but that means nothing until you sell the thing.

[Raoul Duke]

£141,467.23

Most of that comes from selling a property I inherited, but about £32k of it is my savings.

[Alex]

Just over £18k. I need to buy a house with it at some point. I don't know what I'm waiting for really. I'd like to be earning slightly more money before I do, I guess.

[Magic]

#inb4foe

[Giggles]

I'd need to near quadruple mine to even think about a house. We've pretty much decided that we won't ever buy though.

[phonics]

Fuck y'all.

[Dquincy]

I'd need to near quadruple mine to even think about a house. We've pretty much decided that we won't ever buy though.

If you don't mind me asking, how come?

[leedsrevolution]

I have 6k in a joint savings account with the better half and 1k in a sole savings account. About 15k equity in the house which ain't great but only had the house little over a year and got had a 95% LTV.

[Giggles]

If you don't mind me asking, how come?

Need 20% deposit here now as a first time buyer, with age probably would hit 25-30%. Then if you want to live in anything resembling a half decent area you need to be spending €400,000 minimum. Or €300,000 and do at least 200km a day commute to work, no chance.

[Dquincy]

Fair dinkems.

[Spammer]

About 5k once I get the 2k back from the ex. She's paying me £400 per month and she's good for it, so yeah.

[Shindig]

£26k. Might shift some of that on a holiday soon.

[Jimmy Floyd]

£20k or so. I live like a twat/monk/child, so I should probably spend a few thousand of it on driving lessons, a car, a wardrobe of clothes that aren't shit and about 10 pairs of shoes, but I don't.

Also I'm thinking eventual deposit, but it's just impossible these days.

[SvN]

Only about 6k at the moment. We spent 11k this summer on our holiday and 10k the year before on our wedding. 17k is the goal by August, ready to buy a house.

[Samadini]

There have been many threads over the years that have made me feel like a shambles, but this one is winning now. Fucking hell.

I'm hoping to be able to start saving this year, but I don't see me getting to the 20k mark a few of you seem to be at until I'm about 45.

[Toby]

Ten thousand pound on a fucking wedding.

And hang on, how long did you go away for to spend £11,000? :cab:

[Alan Shearer The 2nd]

It's madness, especially when you factor in the divorce.

[Sam]

I had about 6k in saving then I decided to spend most of it on holidays and such, still saving a bit here and there that being said.

[CJay]

Unfortunately £10k all in isn't a huge amount for a wedding, I would imagine. They're one of the worst forms of excess in western culture I reckon.

[Kikó]

I've got £20k budgeted in for my wedding. Luckily, I'm not the one stumping the cash up.

[Giggles]

£10k (€13.5k) wouldn't get much of a wedding here anyway, though I'd expect things are less of a rip off in the UK. Our reception is booked for €9000 but when things like a band is another 2500 and a photographer is 1800 before you've sorted a ceremony or wedding party attire, then it all starts to add up fast.

[Boydy]

Fuck ever getting married.

[Magic]

Ours cost 10k and that was with a free venue.

And we were only 21.

[John]

For two and a half grand you'd want a band with at least a top ten single behind them. The last wedding I went to had a photographer who was about four feet tall, so whatever they paid him was justified just for the entertainment value provided by him always looking around for something to stand on any time a group photo needed taken. Christ knows how he chose or succeeded in that line of work, but I'm glad he did.

I have about fifteen grand saved, but I own my home outright so that's another ninety or so should I decide to move on.

[Giggles]

For two and a half grand you'd want a band with at least a top ten single behind them. The last wedding I went to had a photographer who was about four feet tall, so whatever they paid him was justified just for the entertainment value provided by him always looking around for something to stand on any time a group photo needed taken. Christ knows how he chose or succeeded in that line of work, but I'm glad he did.

I have about fifteen grand saved, but I own my home outright so that's another ninety or so should I decide to move on.

Two and a half grand is about middle of the range here. Took us a long time to find one we liked for under 3,000.

[John]

I went to school with someone who plays in a wedding band and there's no chance they're charging even close to that, although I've never spoken to him about it and there are no prices listed on their website so I could be well off base and he's quietly making a fortune. I also know someone who runs an agency for wedding bands and he's loaded, but his family were always loaded so that's no real indication of what the agency is doing.

[SvN]

Ten thousand pound on a fucking wedding.

And hang on, how long did you go away for to spend £11,000? :cab:

We spent £5k alone on the food/venue at £70 per head. £10k is very little on a wedding, as others have said. We got a real bargain.

We went away for 7 weeks to Australia first then to the USA.

[Jimmy Floyd]

Unfortunately £10k all in isn't a huge amount for a wedding, I would imagine. They're one of the worst forms of excess in western culture I reckon.

You should see the bloody things in non-western culture.

My dream wedding is to elope with the bride and get married without anyone knowing in the middle of the Australian outback or something.

[CJay]

Yeah I'm sure they're crazy too. I probably meant the developed world, rather than western culture, in terms of cost. It's all relative I suppose, as I'm sure in under developed countries it's still a huge cost to whoever's paying for it.

[SvN]

My friends (One Sikh (sort of), one Muslim) had a wedding worth £70k. £60k of that came from her parents, and they put £10k in themselves.

[John Arne]

Wedding's here are also expensive (relatively), however, all guests give an envelope full of cash rather than gifts, so it is possible to make a small profit. Sweet.

[Kikó]

As SVN alluded to , the real cost is feeding everyone. I think we're paying around 100 euros a head and there is 129 people invited (at the moment). Then you have the charges for the venue, the church, the photographer, the videographer, the suit, the dress, the flights, the hotels, the DJ...

And then probably some other crap that I haven't even thought off.

[Magic]

My friends (One Sikh (sort of), one Muslim) had a wedding worth £70k. £60k of that came from her parents, and they put £10k in themselves.

I bet it was utterly tasteless.

[SvN]

It was actually brilliant. The only things that made it different from any other wedding I've been to was the music choice and the bride/grooms ceremony attire. Oh, and no drinking before 5pm (when the bride's family left).

[Giggles]

That end of it sounds more expensive than here strangely enough. We got everything we wanted for €9,000 for 200 people, though it's one of the areas that did get very competitive due to so many hotels being built in the boom and there being so much choice out there. We're still not getting away under 20 grand total and that's before factoring in any honeymoon, though we have near enough decided we're not going on one.

[Davgooner]

What's the fucking point?

[Giggles]

What's the fucking point?

None if I had my way but she'll be happy and, like was said above, we will make most of it back in cash presents. It'll be the last of the big spending from there on too.

[Toby]

We spent £5k alone on the food/venue at £70 per head. £10k is very little on a wedding, as others have said. We got a real bargain.

That really isn't a bargain, even if others have paid more.

[Boydy]

Band? Pfft, spotify playlist.

Photographer? Get a mate who's got a good camera to do it.

There we go, about five grand saved.

[Boydy]

Did you lot who've done it have open bars? That's probably one thing I'd want if I did ever have a wedding.

I'd just want a big piss-up, really.

[John]

Unless you're inviting about six people you'd want to put some very serious restrictions on that.

[SvN]

That really isn't a bargain, even if others have paid more.

It's a bargain because we got a lot for our money, not because it's the cheapest wedding we could've had.

[Giggles]

That really isn't a bargain, even if others have paid more.

It is for what it is.

[Giggles]

Did you lot who've done it have open bars? That's probably one thing I'd want if I did ever have a wedding.

I'd just want a big piss-up, really.

We've drink on arrival, a bottle of wine a head with the meal, and any drink of choice for the toast. The rest they can buy themselves, the only other thing we requested was some craft beers as some of my mates and her relations have beards, but they threw that in for free once we have 180 or more attendees.

[SvN]

We provided about 6 drinks per person if I recall correctly. We looked into an open bar and buying a barrel, but the price was just too much.

[Mellberg]

About 13k all in. Another couple needed for a deposit.

[Boydy]

How much would it actually cost?

[phonics]

Abusing the open bar to have a Whiskey Coke older than I am :drool:

Good times.

[Boydy]

I wouldn't have drinks that fancy in it. It'd be your normal beers, house wine and the bog-standard spirits.

[phonics]

This was at some manor house that Stalin and Churchill met in the tunnels underneath during the war (or something, the bloke showing us round was so posh I stopped paying attention after a while and started imaging Nigel Thornberry instead) so there was fancy stuff a plenty.

[SvN]

How much would it actually cost?

Well we were told we could put credit on the bar, and if it ran out, it ran out. We weren't offered any discount on drinks if we did, and buying barrels of beer saved about 3p per pint from my calculations. Buying everyone an extra 5 drinks each (on top of what we already provided) would've been about an extra 2 grand.

[CJay]

My fiancée's family are teetotal so there's no alcohol being served at our wedding (although the bar will be open). It costs £3 per jug for a jug of diluted juice. :cab: I think all in we're looking at £8k maybe. If I had my way we'd just have a big BBQ at our house after the service and invite friends and family. I didn't get my way unfortunately.

[Boydy]

Are your family not teetotallers, CJay?

I assumed all RPs were.

[CJay]

Nah, there's nothing wrong with drinking. I'd say the large majority of RPs probably are, though. Free Ps are the hardcore lot for that sort of thing.

[Giggles]

Jesus that's an awful compromise to have to make, do they think that they're going to be laid down and force fed it with a funnel?

[Toby]

My fiancée's family are teetotal so there's no alcohol being served at our wedding (although the bar will be open). It costs £3 per jug for a jug of diluted juice. :cab: I think all in we're looking at £8k maybe. If I had my way we'd just have a big BBQ at our house after the service and invite friends and family. I didn't get my way unfortunately.

That doesn't seem surprising, they'll have to do something silly with prices to cover the staff costs of a juice bar.

[CJay]

Well the other thing is that a lot of the guests wouldn't be drinking either. I don't really mind, it's the father paying for it anyway.

[Kikó]

I think we have drinks at reception and wine for the tables. I think we're going to just put some money behind the bar for drinks but I definitely don't want any of the guests to be forking money themselves when it's a piss up.

[Pepe]

Spending that kind of money on a wedding. :lol:

[Kikó]

Thinking you have any choice when you're the bloke :lol:

[Pepe]

Shiii :(

[Foe]

Being ugly has its financial upsides :cool:

[Lewis]

As SVN alluded to , the real cost is feeding everyone. I think we're paying around 100 euros a head and there is 129 people invited (at the moment). Then you have the charges for the venue, the church, the photographer, the videographer, the suit, the dress, the flights, the hotels, the DJ...

And then probably some other crap that I haven't even thought off.

Well there you go. Cut eighty of them out and save the money.

[Giggles]

I'd happily pay double if I could go home after the actual ceremony. I am dreading that day like anything.

[Pepe]

I can't see myself inviting more than ten people.

[Toby]

Thirteen thousand euros on a caterer. It just gets madder and madder. Is he diving for his own oysters beforehand?

[Kikó]

Well there you go. Cut eighty of them out and save the money.

Surprising amount of family make up the numbers. I think we're going to end up with around 90.

[Jimmy Floyd]

At my mate's wedding last year, I was one of ten on his 'side' (including the 3 remaining extended family members he isn't estranged from) whilst the bride brought almost 100. He must have been seething.

[Samadini]

I only have immediate family and no friends. 5 people on my side coming to the wedding :cool:

[Boydy]

We'll all come, Sama.

[niko_cee]

As SVN alluded to , the real cost is feeding everyone. I think we're paying around 100 euros a head and there is 129 people invited (at the moment). Then you have the charges for the venue, the church, the photographer, the videographer, the suit, the dress, the flights, the hotels, the DJ...

And then probably some other crap that I haven't even thought off.

Flowers. Everything is £1000 a pop as well.

Cake.

A friend made ours, and another friend did the photography as they were starting a business up, so that was good. It was still painful.

[SvN]

Our biggest costs apart from venue/food/drink were:


The wedding dress (£1500)
Bridesmaids dresses (About £500 in total)
Mine and the best man's suit (£550)
DJ (Can't remember, but about £400 I think)
Photobooth (£500)
The ceremony room hire (£400)



I did the invitations, website, placecards, table numbers, etc all myself. I did a website in return for an excellent wedding photographer (that was already one of my clients). My wife's cousin is a professional videographer, so that was covered. Her other cousin is in a band, so that was also free. Her mum did the wedding cake, so again, that was money saved.

I can see how people spend £15k quite easily. We had a ton of freebies.

[phonics]

We'll all come, Sama.

We'll BYOB it with some cans of Red Stripe.

[Toby]

I guess I just have a different attitude to weddings. I've never really got the point of them, and if my girlfriend and I were to get married I feel like she'd give even less of a shit than I do as far as it being a big spectacle of a day goes.

The costs you've outlined there are more in line with what I'd have expected, SvN, it's just the venue and food that's surprised me. I guess my views might be warped by nearly all of the venues around me suitable for anything like that being community owned and not charging very much.

[SvN]

We were married at a hotel, and we also had about 6 hotel rooms to pay for too (at about £130 per night a pop - some people stayed 2 nights).

[Giggles]

Community owned hotels?

[Toby]

Nah, there aren't really any hotels around here you'd want to get married in. The only nice looking ones are tiny. Most people have their weddings in village halls around here.

[Manc]

Not that it'll ever happen, but I'd be confident that her dad will pay for the lot. The man is filthy rich.

[Foe]

Just get married in Poser's.

Make a night of it.

[Toby]

Well, that's technically part of a hotel, and a perfect example of how shit they all are.

[Lewis]

My friend had to pay for his own best man suit at that wedding I dodged. The little bitch.

[Magic]

Thirteen thousand euros on a caterer. It just gets madder and madder. Is he diving for his own oysters beforehand?

Hope not best to leave that until after the marriage. More attractive with a ring on.

COME ON.

[Baz]

50 day guests, 100 night guests. Easy.

[Giggles]

Nobody really does the evening invite thing any more, not here anyway. Seen as a bit of an insult.

[Boydy]

Yeah, I always thought that about it.

'I don't like you enough to pay for you to be there for the dinner but you can come along later and spend your own money if you like.'

[CJay]

:D

We're inviting around 60 to the evening I think. I agree that it's a bit silly but it's better than no invite at all I guess. I hate wedding parties. :moop: