I viewed a house today and really liked it. Not far from where I'm renting now.
I also signed the contract for a new job the other day which I start at the beginning of April. Anyone have any idea if I'd be able to apply for a mortgage now and borrow according to the new salary or if I apply right now will they only take my salary from my current job into account? @Luke Emia ?
I was in the process of getting a pay upgrade when I got my original mortgage offer, and they were happy to file everything on the assumption that I would be earning x; but I had to get work to give me a 'Lewis earns the following as of...' letter to get it over the line.
It's the finance side that puts me off buying, to be honest.
It’s pretty cool knowing you own something though, or at least will do.
Same with cars.
I'm a twit
Yep. And you can improve it, boost the value and whatever. I just need to figure out what my actual budget is.
Sold our place for asking price earlier this week and just had an offer for £10,000 under asking price accepted on a new place.
Can't wait to get the fuck out of Southend and into a nice house in a nice little village where nothing happens apart from the Church fete.
Last edited by Spikey M; 01-03-2021 at 03:50 PM.
Sounds good during lockdown but during normal times, not so much.
Well, unless there’s some good pubs.
I'm a twit
There's 2 pubs. One 40 seconds away.
But there is never a good time to be in Southend. Lockdown or otherwise.
Started gathering intel on buying a place in Amsterdam. Looks like out east might be the place to go in terms of price:value. I just want a place with awesome beams
Web design, especially if you're dealing with a freelancer, is a race to the bottom. The stop-start nature of the work means that people will work for a pittance and have to take on more work than they can realistically complete in a reasonable time frame.
Plus, if you're directly speaking to the guy actually doing the work - and it's all being done by one person, not a team - then chances are you're not spending enough money.
If you want a better experience, spend more money.
I'm speaking to Clem Fandango / Art Vandelay on a rotational basis, or was, until Clem was fired and Ronnie Wallwork took over proceedings, whereupon we finally got somewhere. Seeing as I'm not Procter & Gamble it's probably impossible to spend enough money to hit home with an agency/design house that knows what they're doing, so you're really just expecting a veneer of 5/10 customer service, but no.
There are Murder Crows making home on my roof and they make a lot of noise in the morning. They sound angry and look like they are from Resident Evil.
Crows are awesome. You should befriend them
Agreed, or if not befriend definitely do not anger them. They hold grudges and remember faces.
Had a man in from British Gas today. My heating broke in February cos the condensate pipe froze and I managed to fix it by pouring hot water on it. At the time I tried to get British Gas to come instead, so I didn’t have to climb a ladder in the dark, but the earliest they could come was 10th March. As far as they were concerned, three weeks with no heating or hot water is fine.
Anyway, I kept the booking cos I wanted them to just check the period of time where all the condensation was being backed up into the boiler, and causing it to switch off, hadn’t done any damage. Fast forward to today. Bloke gives me the usual jargon about giving it a quick once over but it’ll be fine, and praised me for sorting it out. I go back downstairs to make him a coffee and then I hear him run downstairs and go outside on his phone, and comes back in after five minutes. It’s not safe mate. I’ve had to isolate. It’s a good job I’m here.
So his machine that checks for carbon monoxide is allowed a maximum reading of 200 before it’s deemed dangerous. It was reading 1300. It’s a wonder I’m not dead. I’m always in the loft as well.
He did try it on a bit saying he can order the part today and come back tomorrow to fix it, and tried to pat himself in his back saying it’s perfect timing cos he can fix it tomorrow but we’re on strike on Friday so I just said perfect timing would have been February when I had no boiler for 24 hours, and went back to watching Cocomelon.
I did like his joke about wearing PPE cos he was a Wiganer in St. Helens though. And if he actually sorts it tomorrow, all is forgiven. Hopefully I don’t drop dead from the fumes. Never had it serviced in 7 years so no idea how long it’s been poisoning my family for.
I'm a twit
Didn't you put something about Carbon Monoxide poisoning in the health thread a little while back?
I've never known a monoxide alarm needing cigarette smoke to calibrate it.
Baz is definitely dying in his sleep tonight.
Baz is definitely dying.
Not the main point here but why are you spending so much time in the loft?
It’s been a wild ride, lads. Mike will forward the funeral details if you wanna pay your respects.
And maybe not a lot of time up in the loft, but more than anyone else I know. If you must know, during lockdown I started collecting Pokémon cards and wrestling figures, so they’re up there. At one point I was getting a new card in the post everyday so would go up, open the box, get out the binder, put the new FIRST EDITION card in my binder and move the placeholder card into a different box. I’m working from home, might as well kill time chilling in the loft breathing in delicious poisonous gas.
I also went a bit overboard buying holiday clothes so there are multiple unopened parcels up there and it’s got to a point where I take parcels up there if I’m not planning on opening them for a while, and then when the times comes I also tend to open them and sort out the rubbish up there. It’s like a shed but less [visible] spiders and lots more carbon monoxide.
It’s not converted but it’s got boards on the floor so can walk around and take deep breaths, no problem.
Last edited by Baz; 10-03-2021 at 03:26 PM.
I'm a twit
I’m home alone for nine hours a day, four days a week. Why would I wank in the loft?
Last edited by Baz; 10-03-2021 at 03:50 PM.
I'm a twit
The lack of oxygen makes you harder?
It's the new danger wank craze.
Knock one out before the carbon monoxide kills you.
I didn't realise Baz lived so close to me now.
Yeah, get your boiler serviced regularly and don't die, it's a sound plan.
That said, British Gas are fannies. I have had independent gas men work on my old one who were happy with it, then when British Gas came to fit my Hive the guy was wittering on about the state of it and giving me their 'not quite condemned but nearly' warnings, which none of the other 2 reputable companies mentioned. Still, got a new one now.
Gas man says the new carbon monoxide reading is 44 now he’s fixed it. Funeral cancelled, soz mates.
I'm a twit
My carbon monoxide rate is 0.
From a regular reader sure. This was some fancy machine connected to my boiler.
I'm a twit
We sold our house after a weekend of it being up and then had an offer agreed on another, day after that Rishi extended the stamp duty holiday which we weren't expecting. Might get a hot tub and accelerate that rush towards middle age.
My Mrs wants a hot tub when we move too. Also courtesy of Rishi.
Yev is a trendsetter.
Probably nearly every house in Essex has them anyway.
Well, we are all rich.