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I think part of what I'd miss about my current living arrangements is that we have two living rooms. My mum tends to have the front room, I have the middle room. I always hated having to retreat to my bedroom when I wanted alone time when I've lived with other people, I don't think it's good for your mental health doing daytime chilling in the same room you sleep, but that might be bollocks or me being a weirdo.
Uddingston.Originally Posted by Magic
Done a few jobs in the industrial estate never been residential. What's it like?
Better than Dundee.
I don't live in Dundee.
Yeah it’s decent, I grew up here and only just moved back. 10 mins in the car to town, right next to Bothwell etc.
Good links to Edinburgh and motorways too.
Near Blantyre though.
Wife got the house?
I set ‘em up, Disco knocks ‘em down (into a spiral of depression concluding in a murder-suicide).
I felt bad doing it but then I remembered it's Magic and he's probably off watching snuff films and shitting on his own dick or something.
I deserve everything.
Dickheads. Magic sleeps in a racing car, do you?
nobody saw that typo did they
House share in Tooting, SW London. Rent £525 inc. all bills. Winning.
Or not.
Jesus Christ thats a good price. I thought Finland was expensive but I guess land is cheaper than the SoL? If I were to attempt to buy a flat here I'd be looking at 1.2 million for a 1 bedroom.
edit: thought this was only 1 page, was talking to Pen.
Bang average one bedroom flat in Radcliffe, 400 quid a month. Easy access to takeaways and chippys so I'm happy as fuck.
I have a house. It’s a three bed semi and is cheap as chips cos it was a repossession.
I previously thought only down-and-out loser scruffs has their houses repossessed cos it was a state when we got it, but recently the sexy neighbour from over the road had her house repossessed because she is very depressed and can’t work, so now I feel less critical of Mr Murray who had my house before me.
Really we want a fancy four bed detached new[ish] build, but she likes having disposable income and I like living a few minutes from the M62, so we’ll probably stay here forever and ever. Pity the hot neighbours gone because, excluding my house, the average age of each resident is over 70.
I'm a twit
Very depressed and can't work = doesn't want to work.
Not sure that’s how it works mate.
Maybe a small percentage of the time. Cop out for loads though.
She used to spend all day dildoing herself over me, but DWP can’t put that on her official paperwork.
I'm a twit
She would've been able to if she put a camera up.
Own a 3 bed end of terrace. It's pretty small but it does the job. Like the neighbours except for their shitting dog which barks between 7pm and 3am (not constantly).
And if that doesn’t say mental illness, what does?
3 bed semi which I own in Norfolk. I'd move back to Brum if my missus was up for it by she isn't so looks like I'm here for good.
The catch is we don't own the land. Part of the monthly fee we pay for the place is the rent for the land. The city doesn't sell the land to new properties almost never anymore as they make more money this way. I think we pay around 2€/m2 a month for that. Still 1500€ a month for everything including the loan is pretty decent for two people as you'd pay at least the same in rent. 'our current interest rate is at 0,7% so that could go up in the future.
edit: what does SoL mean?
After a couple of years of on and off looking, bidding etc we are finally moving into a 3 bed house in a couple of weeks. We where looking at shared ownership and the HTB government loan places for about a year but changed our mind and have bought somewhere the traditional way.
I moved out when I was 21, which was 11 years ago and that's also part of the reason why it's taken me so long to save and eventually find the right place.
Hoping to stay in my new place for 4 years and do it up as I go and then sell it on.
Excited to not have to deal with estate agent and landlords etc.
£80kthat’s barely a deposit here.
The mrs was showing me a place in Scotland earlier £110k, 3 beds, massive garden. Unreal. The downside is we have no idea what the area is like, nor would we anywhere further afield than Basildon.
We’ll move one day though. £300k minimum for a 3 bed here, we could do it, but we’d be absolutely scraping by and it’s not as if either of us have an irreplaceable jobs.
I don’t really think it’s that hard to get on the ladder here either. Our 1 bed was £110k, £20k deposit. Sold for £150k, £60k deposit on this place. It just takes a bit of planning. There’s a bloke at my work whinging about never being able to get a deposit together - he drives a 17 plate Mercedes that he has on finance. There’s your deposit, you fanny.
5% deposit
I think I'd need £40-50,000 just to start looking at a two bed flat. Since I'm single and don't see that changing, I don't see how I'm going to save that kind of money unless I live like a monk for 15 years, so it's either off to the monastery or just wait for my parents to die.
I'm not sure about the validity of the 'housing ladder' now anyway. Chaos is a ladder.
Obviously London (Cambridge, Oxford, etc) is out of the question, but I do think a lot of the moaning about young people and houses is a bit overdone. When my parents bought their first gaff in 1981 it cost them half what it would cost now, which everybody would point to as proof of current difficulties; but they had to put literally every penny they had into the deposit, could only borrow something like one and a half times their combined salaries, and had to pay fifteen per cent interest for about seven years until they moved with a new one on about ten per cent.
I am planning to buy my house cash.
Delivered in duffle bags I hope.
Where the fuck was that? Mine is worth 200k.
Dunno. I’ll ask her in the morning.
Stevenson or Saltcoats for sure.
Of course.
We've given Pepe the lawn-mower treatment for long enough, it's about time he gets to inhabit the drug-dealer stereotype for once.
ayo spoons use a semicolon on that joint
Pepe only deals in class A's, a joint wont cut it.
£20,000 is a lot of money though. I'm sure for some people who can keep living with there parents until they have the cash it's easy enough but for most people saving that much while paying £500+ for rent, council tax etc is tough.
The hardest thing I found was just how quickly the house prices where going up far quicker than I could save.
One of my friends bought a 4 bed new build in Southampton in the first phase of the development 2 years ago, the exact same house in the third phase is 85k more. It's ridiculous.
Down the road from me there are (smallish) houses which have gone from 100k to 500k since the mid 90s. Now I don't have the figures in front of me, but I'm pretty confident in saying wages have not quintupled in the same timeframe.
Mine has went up 20k in 4 years. Which is great but so has every other house in the area.
It'll end up like here where you investment companies own most of them as Air B&B's and you can't buy one at all.
They're building two more of the same type of house we've got round the corner and the asking price is 30k more than we paid which is a bit mad. They're selling almost immediately off-plot.
No, but everything in London's orbit is basically a write-off as far as housing is concerned. Elsewhere - provided you have some money coming in - things aren't as impossible as people like to imagine, and although wages haven't doubled (or whatever real terms prices have) borrowing room clearly has. The housing CRISIS narrative is very much London driven.
London is the only economically relevant region at the moment...
Well then don't moan about not being able to afford a house.
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