Hammer is correct. The banks won't loan against an uninsured property. Speak to your mortgage advisor instead of a middle management warehouseman.
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Hammer is correct. The banks won't loan against an uninsured property. Speak to your mortgage advisor instead of a middle management warehouseman.
Fairly sure that I'm living proof that they will, but go for it Hammer.
I'd hardly call your meagre and insignificant existence 'living' but there we go.
:D you're such a try hard.
Go have a wank in the shower and call it a night.
Magic :D
Looks as though I'm moving in on 1st June :cool:
Can't fucking wait for this shit. Haven't been this excited since I got Mighty Max Skull Mountain for Christmas.
Imagine how little life has offered you thus far to be so excited at moving in to a bedsit in Beeston.
Been more than 4 places in the world though eh @Hammer :cool:
Imagine been stuck in a loveless marriage with a job you hate in fucking Scotland.Quote:
Originally Posted by Magic
You Leeds fans need each other, be nice.
:DQuote:
Originally Posted by leedsrevolution
Target destroyed.
If I was a Leeds fan, I'd at least have a reason to be one.
Apparently Virgin are finally going to get around to bother valuing my house as part of the mortgage application on the fucking 9th of June, so I won't be moving in until after that point. This is after me being told that it'd be a couple of days and making plans with that in mind. Fucking tosspots.
It turns out that the mortgage broker I've gone with originally applied for a mortgage on the fucking house that I bidded on three months ago which got rejected. They only realised once the mortgage company did a valuation and queried as to why the fuck I'm wanting an 80k mortgage on a 60k house.
It's just a fucking shambles all round really. I wouldn't be bothered but I'm going to have to explained the delay to the lass who's taking the room in my flat, which might fuck that up completely and make me pay another month's rent for a room I won't be using. Fuck sake.
These people are always total fuckwits. Everyone's got a horror story about the process.
It now turns out that, even though they offered me a mortgage and it was all set to go through tomorrow, they.spelled my name wrong so now need to go back and give me a new offer, so It'll be most likely Friday or Saturday that I move in, rather than Thursday which I booked work off for.
Fucking eejits. The solicitors have been fine actually, just everyone else has been fucking stupid.
I rang the mortgage providers this morning and it's not much work they need to do, so I've said that if they don't finalise today I'm talking to the financial ombudsman.
It's fucking ridiculous. I applied for a mortgage on the 5th May ffs. This shouldn't still be up in the air.
I don't think you can go to the Ombudsman without a) giving them 6 weeks to sort the situation or b) having a letter saying they won't sort the situation. That's the deal with most Ombudsmen services anyway.
Yeah I know that. I think mentioning them quite early though will show them that I'm familiar with the process and give them a kick up the arse. They're offering to cover a month of rent in my old place that I had to take out because I've been faffed about, so that's nice. I can forgive them if they're going to go through with that.
It's all looking promising to go through to day now. The funds have been received by my solicitors and sent to the seller's solicitors. Once they've been received on their end it's just a case of picking up the keys. Apparently it'll take a couple of hours to go through and then I'll be able to move in :cool:
Yeah you'll be done today, if they've got your money then the it's as good as done. I think they got our money at 11am and we were in by 2pm.
I've just rung may dad to update him and he says he doesn't want to rent a van this late because he won't be back home in time for his racquet ball match this evening, and wants to move my stuff on Saturday instead. After all this palaver to get done today.
:face:
My dad's a cunt like that too, everything revolves around him.Quote:
Originally Posted by Hammer
Do you not drive, @Hammer?
Yeah but driving a van is a man's job.Quote:
Originally Posted by Boydy
Is that why you fix telephones?
Walk it round. You love a walk.
I don't drive a van.Quote:
Originally Posted by Disco
Tired k.
Nope, never have done. Might get around to it now though.Quote:
Originally Posted by Boydy
I have my keys :cool: My house is fucking great, even if it is completely empty right now.
Show us some pics.
I'd help you out if I lived anywhere near you but I don't, sorry. So this is just a pointless gesture that makes me look nice but doesn't involve me actually having to do anything.
You realise who you're talking to, right? Do not open any PM's.
Ask LR to give you a hand he's on the same estate as you.Quote:
Originally Posted by Hammer
Jesus Boyd, have you already forgotten what happened last time you did this?Quote:
Originally Posted by Boydy
What?
The woman you only offered to help out with driving lessons because you thought she'd say no.
I'll take the sentiment though :drool:Quote:
Originally Posted by Boydy
Its alright. My dad's turning up at the weekend instead, and the contract at my current gaff lasts until 15th so lots of time.
Oh yeah. It was because I said yes to being a 'reserve' thinking I'd not actually have to do it because the other person would.Quote:
Originally Posted by Disco
Hammer's sound though.
Oh right I thought you meant because he's a selfish loser who has never offered anything.
Looks like you can shove your misused Simpsons meme up your arse.
Projecting much?Quote:
Originally Posted by Magic
Congrats
Cheers.
Does anyone of any service whereby I can get someone impartial to come at the electrics in my house? I've had an electrician tell me it all needs replacing but they've got an obvious vested interest and the wiring I can see looks quite new to me.
I just realised something.
Toggle Spoiler
Not enough downs.
http://www.thecheckeredflag.co.uk/wp...dam-Morgan.jpg
Who the fuck said you look like Nina Simone? :D
Someone with very dark shades on.